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MK's avatar

The issue here is when a sick person becomes too sick to work, and loses their job and their health insurance. My friend lost her insurance and her income when she had to take a leave of absence to give/recover from childbirth. (No maternity leave at the employer. Just unpaid family leave!). She couldn't keep her insurance through the leave because she was still in the probationary six month period when you're first hired. If it wasn't for her husband's student health insurance, I'm not sure what she would have done for money or healthcare.

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Martin Blank's avatar

Well there is COBRA, and the ACA, and medicaid. In your very example she did in fact have coverage.

https://en.wikipedia.org/wiki/Medicaid

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PNWGirl's avatar

Do you have any clue how expensive COBRA is? It's a fucking joke. Someone loses their job and income, and the answer is, well you can keep your healthcare coverage by paying like $1800 a month, even though you don't have an income anymore. How on earth is that feasible for most people?

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Martin Blank's avatar

It’s not always that expensive, depends on what your previous insurance was.

Look up the rules.

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PNWGirl's avatar

Babe, I went through it personally 10 months ago.

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Martin Blank's avatar

Yeah so you had super amazing insurance before. That’s why picking up the employers share was so expensive. If you had no income you could have gone on Medicaid or sometimes there are other state programs and there is the ACA.

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PNWGirl's avatar

LOLLLL

"Super amazing"? Like $1000 monthly premiums and then still $200+ per doctor visit?

Fuuuckkkk that.

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